Stage II Intensive Service


Contingency Rates:

All accounts $100 and under………..….45%                                  Commercial under 1 yr.

Retail or Medical over $100…….……..…31%                                Accounts $100 and under …………………..……45%

Commercial over 1 year, over $100…31%                                    Accounts over $100 through $2,000.00…..20%

All “Skip-traced” accounts…………….……50%                             Remaining over $2,000.00.………..……….…..15%


Client understands that PAC is entitled to contingency fees after the claim has been assumed by the Collection Department.  If contingency fees have been added on to the account and are payable by the debtor, any payments will be split between the amount due Client and PAC.  If payment is made directly to the Client while the claim is in Stage II or Stage III, Client will be invoiced for any contingency fees.  Invoices are due upon receipt.  Client understands and acknowledges that PAC is a credit reporting agency and therefore will immediately report all payments made directly to client.  Most clients prefer to forward payments made in the Intensive collections phase directly to PAC.  Client assigns PAC as its agent to collect on submitted accounts and deposit debtor payments as its agent.  All payments made to PAC will promptly be credited to the account and, less any contingency fees, will be sent directly to client on or about the 15thof each month following the month in which payment is received.    Any monies owed Client may be offset by monies owed to PAC.

 In the event that merchandise should be returned, a discovery of misapplied customer payments has been made or a claim is cancelled during intensive collections, a reduced fee of not less than one half of normal fees will be billed and shall be due upon receipt.  In the event that collection efforts should become necessary on any monies due PAC, Client agrees to pay any and all reasonable costs of collection up to 40% of the amount due, including but not limited to collection agency fees, reasonable attorney fees, plus court costs.  Client also agrees that PAC will be entitled to interest on any overdue amounts at the rate of 1.5% per month after 30 days.  In any action or proceeding arising out of or related to the collection of any debt assigned pursuant to this agreement, the prevailing party shall be entitled to reasonable attorney’s fees and court costs in addition to any other relief in which it may be entitled. 

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