Stage III Attorney Collection Service

If, after a reasonable period of time, the desired results have not been obtained, unpaid claims may be forwarded to an attorney for further collection efforts, based on a contingency fee of 38%.  The greatest majority of recoveries are made without litigation, but if suit is required, and with the Client’s consent, there may be an additional suit fee.  Should client authorize litigation, any necessary fees and court costs become payable by the Client.  The attorney will attempt to recover such costs from the debtor unless other arrangements have been made.  The above fees and conditions do not include defense of a counterclaim.

No other verbal or otherwise implied warranties will be considered valid. No changes or custom contracts will be honored without prior approval from the Home Office and must be signed by a Corporate Officer of PAC.  The Client represents and warrants that account holders submitted have been provided all required Truth in Lending disclosures, and have obtained all necessary signatures so as to fully comply with the law.  Client understands and acknowledges that, unless requested by the debtor, no statements, invoices, or payment requests of any kind will be sent to the debtor once the account is submitted to PAC.  Client further agrees to inform PAC upon receipt of any information which could render the account information contained herein more complete, accurate, or obsolete, including but not limited to, notice of a consumer bankruptcy filing, all payments, communication from the account holder, and disputes.  Client agrees to inform PAC of any change in Client’s contact information including, but not limited to, change of address, phone, or contact person.  Client certifies that each account is placed solely with PAC and is not active with any other agency.  Client further certifies that PAC will be notified if any account is placed with another agency, In the event that Client fails to notify PAC of any such procedures, Client will be liable for any fees outlined in this contract including but not limited to collection agencies up to 40% of the amount owed, reasonable attorney fees, or court costs. Client agrees to pay interest on any past due amounts owed to PAC, over 30 days at a rate of 18% per annum or the maximum amount allowed by the State Law of the Client, whichever is less.

If any provision of this agreement is deemed to be invalid or unenforceable, all other provisions remain valid and enforceable.

What Collecion Agency's don't want to tell you

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